The leverage cycle default and foreclosure

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Date

2014

Journal Title

Journal ISSN

Volume Title

Publisher

Banco Central de Chile

Abstract

Description

At least since the time of Irving Fisher economists as well as the general public have regarded the interest rate as the most important variable in the economy. But in times of crisis collateral rates (margins or leverage equivalently) are far more important. Despite the cries of newspapers to lower the interest rates the Fed would sometimes do much better to attend to the economy-wide leverage and leave the interest rate alone.

Keywords

PRÉSTAMOS HIPOTECARIOS, TASAS DE INTERÉS, CRISIS FINANCIERA

Citation